About Student Notes

A Student Note represents an unpaid balance from your Pacific student account that has been transferred to the Student Loans Department for servicing. Your student note will:

• Accrue interest.
• Be reported to the credit bureaus.
• if the account becomes delinquent, be sent to a collection agency.

Unlike a loan, a student note does not qualify for any benefits including consolidation.

If your Student Note becomes delinquent, the University has the right to withhold any benefits which include, but are not limited to:

• Your diploma
• A copy of your official transcripts of record
• Re-enrollment at the University

This restrictions may remain in place until the balance of the student note is paid in full.